


Revolutionise your payments
Inclusive, Seamless and Secure Vouchers #SpendaYourWay
Inclusive, Seamless and Secure Vouchers #SpendaYourWay
Inclusive, Seamless and Secure Vouchers #SpendaYourWay
Spenda makes payments inclusive, simple and secure for everyone. Shop, send vouchers, and pay bills at over 800,000 merchant locations, even if you don’t have a bank account.
Spenda makes payments inclusive, simple and secure for everyone. Shop, send vouchers, and pay bills at over 800,000 merchant locations, even if you don’t have a bank account.
Spenda makes payments inclusive, simple and secure for everyone. Shop, send vouchers, and pay bills at over 800,000 merchant locations, even if you don’t have a bank account.












Spenda boasts a wide range of Merchant Redemption points
Millions of Africans remain excluded from traditional financial services. Spenda changes that by turning vouchers into digital money you can use every day - to pay bills, buy essentials, or send value to loved ones. We partner with brands creating valuable service offerings to provide customers with the ultimate value.
Company Reviews
Discover how Spenda is making our clients happy!
I love this app makes things much easier for me. I can also use my vouchers on takelo
- Pertilia Lekulane
LOVE the App.....it works , 100% legit , PnP , Engine garage , Clicks , Marko , SnapScan
- Avuyile Msweetero
Spenda Scan to Pay has made paying bills, buying airtime, and paying super easy.
- Neysha Grainger
I'm really impressed with the Spenda Scan to Pay app! It's incredibly easy to use, secure, and convenient.
- Mphahlele Thekgo
Super impressed because it is easy to use, secure, very convenient and safe.
- Mamokete Maluleka
What an exceptional app....very convenient and it's just something that I really needed
- Mandisa Sihlangu
I love this app makes things much easier for me. I can also use my vouchers on takelo
- Pertilia Lekulane
LOVE the App.....it works , 100% legit , PnP , Engine garage , Clicks , Marko , SnapScan
- Avuyile Msweetero
Spenda Scan to Pay has made paying bills, buying airtime, and paying super easy.
- Neysha Grainger
I'm really impressed with the Spenda Scan to Pay app! It's incredibly easy to use, secure, and convenient.
- Mphahlele Thekgo
Super impressed because it is easy to use, secure, very convenient and safe.
- Mamokete Maluleka
What an exceptional app....very convenient and it's just something that I really needed
- Mandisa Sihlangu
I love this app makes things much easier for me. I can also use my vouchers on takelo
- Pertilia Lekulane
LOVE the App.....it works , 100% legit , PnP , Engine garage , Clicks , Marko , SnapScan
- Avuyile Msweetero
Spenda Scan to Pay has made paying bills, buying airtime, and paying super easy.
- Neysha Grainger
I'm really impressed with the Spenda Scan to Pay app! It's incredibly easy to use, secure, and convenient.
- Mphahlele Thekgo
Super impressed because it is easy to use, secure, very convenient and safe.
- Mamokete Maluleka
What an exceptional app....very convenient and it's just something that I really needed
- Mandisa Sihlangu
EXCEPTIONAL FEATURES
What makes us exceptional
Our simplicity in use set us apart, Redefining Financial Empowerment and Transforming How You Access Essential Solutions











About Spenda South Africa
About Spenda South Africa
Spenda South Africa lets you pay at over 800,000 locations across South Africa. With the app, you can link a bank card or use a Spenda Voucher to pay for groceries, fuel, airtime, and more.
Purchase vouchers directly on the app for use at top retailers like PnP, Checkers, Shell, and Clicks. You can also pay bills like DSTV and municipal accounts, all from your phone!
Spenda South Africa lets you pay at over 800,000 locations across South Africa. With the app, you can link a bank card or use a Spenda Voucher to pay for groceries, fuel, airtime, and more.
Purchase vouchers directly on the app for use at top retailers like PnP, Checkers, Shell, and Clicks. You can also pay bills like DSTV and municipal accounts, all from your phone!
EXPLORE more Features
Spenda - Scan to Pay
Download Spenda, buy a voucher ,send vouchers and use it at our top retailers on South Africa’s largest QR retail network.

User-Friendly App
The Spenda South Africa app prioritizes user-friendly features, aligning with Spenda-SA's commitment to delivering exceptional customer experiences through intuitive design and reliable technology.


User-Friendly App
The Spenda South Africa app prioritizes user-friendly features, aligning with Spenda-SA's commitment to delivering exceptional customer experiences through intuitive design and reliable technology.


User-Friendly App
The Spenda South Africa app prioritizes user-friendly features, aligning with Spenda-SA's commitment to delivering exceptional customer experiences through intuitive design and reliable technology.


Seamless Sign up
Your Spenda-SA account is linked to your mobile number within minutes, enabling customers the ability to transact immediately.


Seamless Sign up
Your Spenda-SA account is linked to your mobile number within minutes, enabling customers the ability to transact immediately.


Seamless Sign up
Your Spenda-SA account is linked to your mobile number within minutes, enabling customers the ability to transact immediately.


Strict Security Measures
Spenda-SA has engineered relationships with some of Africa's most trusted Financial Service Providers to ensure all transactions are secure and data is kept with the greatest of care.


Strict Security Measures
Spenda-SA has engineered relationships with some of Africa's most trusted Financial Service Providers to ensure all transactions are secure and data is kept with the greatest of care.


Strict Security Measures
Spenda-SA has engineered relationships with some of Africa's most trusted Financial Service Providers to ensure all transactions are secure and data is kept with the greatest of care.


New Digital Voucher Solution
Your Spenda-SA account is linked to your mobile number within minutes, enabling customers the ability to transact immediately.


New Digital Voucher Solution
Your Spenda-SA account is linked to your mobile number within minutes, enabling customers the ability to transact immediately.


New Digital Voucher Solution
Your Spenda-SA account is linked to your mobile number within minutes, enabling customers the ability to transact immediately.

THERE IS MORE
There is more
There is more
The Spenda Voucher
A seamless and flexible payment solution that lets you shop at certified retailers nationwide at your choice

Pay your bills
Manage your bills without the hassle. From municipal accounts to entertainment services, pay them directly through the Spenda app with just a few taps

Pay your bills
Manage your bills without the hassle. From municipal accounts to entertainment services, pay them directly through the Spenda app with just a few taps

Pay your bills
Manage your bills without the hassle. From municipal accounts to entertainment services, pay them directly through the Spenda app with just a few taps

Buy Airtime
Stay connected effortlessly. Instantly top up airtime from major providers like Vodacom and MTN, and enjoy direct discounts—all in one app.

Buy Airtime
Stay connected effortlessly. Instantly top up airtime from major providers like Vodacom and MTN, and enjoy direct discounts—all in one app.

Buy Airtime
Stay connected effortlessly. Instantly top up airtime from major providers like Vodacom and MTN, and enjoy direct discounts—all in one app.

Buy Voucher
Get Spenda Vouchers for groceries, fuel, takeout, and more. With a wide range of options, you can shop at top stores across South Africa using your vouchers.

Buy Voucher
Get Spenda Vouchers for groceries, fuel, takeout, and more. With a wide range of options, you can shop at top stores across South Africa using your vouchers.

Buy Voucher
Get Spenda Vouchers for groceries, fuel, takeout, and more. With a wide range of options, you can shop at top stores across South Africa using your vouchers.

Secure

Save more

Spending Budget

Nationwide

Seamless

User friendly

Fast

Secure

Save more

Spending Budget

Nationwide

Seamless

User friendly

Fast
USER SATISFACTION
Standard Chartered Award Winning & Mail and Guardian Top Financial Services Award - Trusted financial technology, loved by thousands.
Standard Chartered Award Winning & Mail and Guardian Top Financial Services Award - Trusted financial technology, loved by thousands.
Standard Chartered Award Winning & Mail and Guardian Top Financial Services Award - Trusted financial technology, loved by thousands.
20K+
20K+
20K+
Downloads on Google Play & App Store
Downloads on Google Play & App Store
4,3
4,3
4,3



Ratings out of 5 on App Store
Trusted payments, trusted app.
Pay at over 800k+ Business Locations with Spenda.
Pay at over 800k+ Business Locations with Spenda.
Pay at over 800k+ Business Locations with Spenda.
WE'VE GOT YOU COVERED